Chapter 1

In my last life, my sister loved her husband so much she gave him everything.

While my brother-in-law was starting his business, she frantically took out loans, racking up massive debts to support his company. She was deep in debt herself.

My brother-in-law praised her as the best wife in the world.

To pay off her own debts, she and my mom stole my identity information to get illegal high-interest loans.

Later, the debt collectors showed up at my door. All my assets were stripped bare, but it still wasn't enough to cover the deficit.

My parents blocked me and even publicly disowned me on social media.

Seeing this, the debt collectors forced me into sex work to pay off the debt. I contracted an STD, and in a daze, I was hit by a car while walking at a crossroads.

Reborn, I found myself back in my brother-in-law's second year of starting his business...

My brother-in-law was visibly ecstatic today. His huge financial problem was finally solved; he was grinning from ear to ear.

I watched him hug my sister, spinning her around excitedly, then gently kissing her.

When David looked at Scarlett and said, "Honey, I really can't thank you enough. It's all thanks to the loan you secured," my heart clenched.

In my previous life, Scarlett's debt grew so huge she couldn't pay it off. She played the victim, getting Mom to spin tall tales and make empty promises, urging me to help her get a loan. When I refused, she stole my identity to take out more illegal online loans.

It wasn't until the debt collectors found me at my workplace that the world went dark as I heard the amount.

All my assets eventually went to paying it off, but it still wasn't enough. When I begged my parents for help, I only got a lecture and then they blocked me. Seeing they couldn't squeeze any more money out of me, the debt collectors, desperate, forced me into prostitution.

To pay off the debt, I had to take clients non-stop every day. I was forced to take on clients with special fetishes that even experienced sex workers wouldn't touch. My body was abused until there wasn't a single good spot left.

I wanted to die, but even that wasn't an immediate escape.

My brother-in-law only cared about getting the company started. He didn't worry about subsequent funding at all. He just spent a few thousand to rent a place and buy office supplies when he first opened.

My sister, with only her husband on her mind, was obsessed with the fantasy of him starting a company and striking it rich.

Whenever David frowned and sighed, "Company funds are tight again!" she would keep taking out loans to support his company, burdening herself with mountains of toxic debt.

This time around, someone else can be the chump in that deep pit!